Notice Saver Account
Our Notice Saver accounts offer rewarding rates for planning ahead, helping you stay focused on your savings goals and mature about your spending. Plus will support Aussie farmers through thick and thin!
UP TO
%
P.A*
variable rate up to $250,000
* Rate shown is for Personal 90 Day Notice Saver only, different rates available for 31 and 60 Day as well as SMSF and Business customers. Rates are variable and subject to change. Please read the terms and conditions and Notice Saver PDS before making investment decisions.
Notice Saver Account
Our Notice Saver accounts offer rewarding rates for planning ahead, helping you stay focused on your savings goals and mature about your spending. Plus will support Aussie farmers through thick and thin!
UP TO
%
P.A*
variable rate up to $250,000
* Rate shown is for Personal 90 Day Notice Saver only, different rates available for 31 and 60 Day as well as SMSF and Business customers. Rates are variable and subject to change. Please read the terms and conditions and Notice Saver PDS before making investment decisions.
How the Notice Saver works
The notice period is the amount of time you have to wait before you can withdraw your planned transfers from your Notice Saver account. You have three Notice Saver accounts to choose from: 31 Day Notice Saver has a 31 day notice period, 60 Day Notice Saver has a 60 day notice period and a 90 Day Notice Saver has a 90 day notice period.
To give notice, you just set up a transfer for the amount you'd like to withdraw in online banking or on our mobile app. Your transfer will automatically happen on the next business day after your notice period has passed. The best part is, you'll still be earning the Notice Saver interest rate right up until your money is withdrawn.
The Benefits
Our Notice Saver Account offers you 31, 60 and 90 day options.
Want to know more? Check out:
Our Notice Saver Account offers you 31, 60 and 90 day options.
Want to know more? Check out:
The Australian Government Guarantee protects the first $250,000 of all deposits held, per person, with Rabobank.
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- PERSONAL
- SMSF
Earn up to
%
P.A*
variable rate on your first $250,000.
- Existing customers can login and simply add a Notice Saver to their savings portfolio.
* Rate shown is for Personal 90 Day Notice Saver only, different rates available for 31 and 60 Day as well as SMSF and Business customers. Rates are variable and subject to change. Please read the terms and conditions and Notice Saver PDS before making investment decisions.
The Target Market Determination for Notice Saver is available here.
90 day Notice Saver
| Balance | Interest rate (% p.a.) |
| Up to $250,000 | % |
| $250,001 to $2,000,000 | % |
| Over $2,000,000 | % |
Earn up to
%
P.A*
variable rate on your first $250,000.
- Existing customers can login and simply add a Notice Saver to their savings portfolio.
* Rate shown is for SMSF 90 Day Notice Saver only, different rates available for 31 and 60 Day as well as Personal and Business customers. Rates are variable and subject to change. Please read the terms and conditions and Notice Saver PDS before making investment decisions.
The Target Market Determination for Notice Saver is available here.
90 day Notice Saver
| Balance | Interest rate (% p.a.) |
| Up to $250,000 | % |
| $250,001 to $2,000,000 | % |
| Over $2,000,000 | % |
A darling of vegans and hipsters across the globe, the humble chickpea. RaboFarmer, Chris Clyne's farm in Moree produces 500,000 cans of this highly nutritious superfood per paddock.
Get focused on your savings with a Notice Saver
When you open a new Rabobank Online Savings account, you'll also automatically get a High Interest Savings Account in your savings portfolio, ready when you need it.
1. Apply using our online form
2. Link your everyday account
3. Get our mobile banking app
4. Start your savings plan
The most commonly asked questions
Notice Saver is a new type of savings account that we created that requires you to provide and serve Notice prior to withdrawing your money, so it helps avoid temptation that you might get with instant access to your money.
There are 3 Notice Saver Account product options, which each have a different notice period: 31, 60 and 90 days. The amount of notice you choose to give isn't an investment period, it's just the amount of notice you need to give before making a withdrawal. You'll get the benefit of higher variable interest rates, but unlike a Term Deposit you can top up the balance whenever you like so greater flexibility.
There are absolutely no fees on our Notice Saver Account, its feeless!
A Notice Saver is a savings account, a Term Deposit is a fixed deposit with a fixed rate and period. There are several key differences:
- The Notice Saver interest rates are variable - a Term Deposit rate is fixed.
- The rates offered on the Notice Saver are tiered like our HISA, i.e. different rates apply to different portions of your balance e.g. 0-$250K, $250-$1m, $1m+.
- Notice Saver offers access to your money after the required notice period - a Term Deposit has a fixed investment period.
- Notice Saver allows you to deposit money into the account whenever you like - A Term Deposit does not.
- Notice Saver allows you to deposit funds as often as you like
- You cannot break early
Interest is calculated daily and paid into your Notice Saver Account on the first day of every month. You can also redirect the interest so that it is credited to either your High Interest Savings Account, Notice Saver or your Purpose Saver account.
Unfortunately we can't release your funds early. You will need to serve a Notice period and access your funds at maturity. We recommend that you maintain some funds in at-call Savings account (HISA) in case you need funds in a hurry.
For Customers suffering financial hardship you can apply for early release of your funds. Please note that you will need to complete a statutory declaration as proof of your financial hardship. Please contact our Customer Experience Centre for more information.
Yes, interest rates offered on our High Interest Savings Account, Purpose Saver, Notice Saver and PremiumSaver are variable and may change. Our Term Deposits have fixed rates.
We'll always let you know when the interest rates change.
Yes, you can download and register the Rabobank Online Savings Mobile App on as many devices as you need to.
You’ll need your customer number and Digipass to register the first time, and the steps are the same as logging in to internet banking.