Please note from 15 March 2024 any Australian Variable Rate changes to the All in One - Regulated Loan Standard Line of Credit will be made available on our website and in The Australian newspaper and any changes to the credit fees and charges to the All in One - Regulated Loan Standard Line of Credit will be communicated to you in writing and made available on our website click here for more information.

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Keeping you competitive in the short & long-term

All In One

To remain competitive, you need a financial solution that gives you the flexibility and cash-flow to fund your farm operations.

Combining transaction and loan facilities in a single account, and effectively acting like a revolving line of credit, the All In One makes managing your finances easy and gives you access to working capital when you need it.

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Flexibility and convenience

  • Freedom to pay down debt in good times with no penalties if you repay your variable rate loan early
  • Ability to access capital quickly by redrawing funds when you need them
  • Flexibility to adjust your repayments to alleviate any cash-flow pressures
  • Range of interest rates can be fixed online or by phone on any portion of the loan for 1 month to 5 years (with no further documentation) including forward bookings, giving you greater control over your interest rate risk
  • Choice of phone, online banking and mobile banking, plus VISA Debit Card facilities
  • Multiple All In One accounts are available
"We joined Rabobank because we liked the flexibility of the All in One account, our income fluctuates a lot seasonally and they were open to tailoring to our needs."
 

Vince Sorace

Strawberry producer from Yarra Valley, Victoria

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Making life easier

  • Easier reduction of core debt Save time transferring money between accounts and reduce interest as income automatically goes against debt, reducing your loan balance.
  • More control It’s self managed, essentially acting like a revolving line of credit. 
  • Easier to manage Removes the need to apply for and manage individual loans.
    Ideal for cash flow management and maximising efficiency of busy, time poor farmers. 
  • Pay interest when it suits Interest payments can be timed to suit your peak income periods with no minimum repayment as long as you remain within your loan limit.
  • Ability to plan long term with an interest-only loan period of up to 15 years.
"Having this flexibility in one account rather than having a separate loan and trading account was really important to our business as we were expanding on a seasonal, fluctuating income."
 

Sam Costantino

Grapeland CEO from Robinvale, Victoria

Unless otherwise specified, the Rabobank products and services described on this website are issued only in Australia by Rabobank Australia Limited ABN 50 001 621 129 AFSL 234 700. Consider the relevant Disclosure Documents along with your personal objectives, financial situation and needs before making any financial decisions. Fees and charges may apply.

Find out how we can help you grow your business, chat with your local Rural Manager today